Peralta Benefits Information Center
Peralta Benefits Information Center
Employee Resources
Insurance Carrier Links

Welcome to the Peralta Colleges Benefits Information Center provided by PSW Benefit Resources, our Insurance Broker. Here you will find the latest employee benefits related material to include:

  • Insurance Carrier Benefit Summaries
  • Enrollment Change Forms
  • Federal COBRA Information
  • HIPAA Information
  • Benefit Assistance
Latest Newsletters
Special Event Minimize


San Mateo Medical Center is ceasing to contract with ANY insurance carrier effective 8/24/14.  The hospital indicated they no longer wish to contract commercially with health plans given their business is primarily with Medicare and Medicaid patients.  If you have any questions or need assistance with locating contracted facilities, please contact PSW Benefit Resources at 877-866-2623 and a team member will be happy to assist.

Caremark Rx has changed their name to CVS Health. References to Caremark Rx on this site have been restated as CVS Health. The new website is Documents with updated branding are forthcoming.

LegalShield offers a voluntary insurance program for family legal services. Watch this video presentation and visit the Family Legal Plans page for more information!

Get familiar with the Kaiser HMO enrollment process and how to get started with Kaiser Permanente via this informative video presentation. Click to View

Peralta Community of Retirees, Staff & Faculty! Join us for the Peralta Benefits Fair Monday, May 12, 2014 for workshops, free information and more! See the Peralta Benefits page for more details.

Enrollment into the Flexible Benefits plan for calendar year 2014 begins November 1 and ends November 30, 2013, for all current active employees of the District. Open enrollment into IRS Plan 125 for eligible medical and dependent care expenses begins November 1 and ends November 30, 2013. Active employees can enroll online; no more paper forms! Online enrollment instructions are noted on pages 16 - 24 of the Section 125 Flexible Benefit Plan Handbook 2014.

For guidance or to learn more about the plan, you may either:

Good News! CoreSource has a just launched a brand new web portal! The consolidated, personalized member portal from CoreSource is simple to use with a new look and feel that we believe makes navigation and retrieval of information easier and faster. Please view the presentation and read the brochures below for further information: Website Brochure

MyCoreSource Members Guide

Annual Survey happening now! Help us plan for upcoming events and communication strategies! Click here to complete the survey: What types of fun activities and informative workshops would you like to attend, what do you think of wellness incentives, what types of articles would you like to see in the Benefits Newsletter? The Benefits Office is anxious to hear from you! Only 9 questions.

Peralta Community College District and Sutter Health are pleased to provide you with the enclosed information to help you stay on top of your health.

The District is offering and early retirement incentive for current, active and eligible employees. Read the newsletter for details.

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Health & Wellness Tips

Though the common cold and seasonal influenza share several symptoms, there are points of differentiation that will help you identify which you may have and seek proper treatment. It is important to tell the difference, as the flu can result in more serious health complications, while the cold likely will not.

Maintaining good posture is a simple yet effective way to keep the structures in the back and spine in good working order. In fact, good posture and back support are essential in reducing back and neck pain. Even sitting at a desk all day can wreak havoc on the back and neck, and result in painful strains.

Vision problems affect one in 20 preschoolers and one in four school-aged children. Vision problems can begin at an early age; therefore it is important that children receive proper eye care. Untreated problems can worsen and lead to permanent vision loss and delayed development. Because it is possible for your child to have a serious vision problem without being aware of it, infants should be screened for common eye problems during their regular pediatric appointments.

H1N1 flu is an infection caused by the influenza A virus. It is a respiratory disease of pigs; however, human cases of H1N1 have been identified in the U.S. as well as internationally. The Centers for Disease Control and Prevention (CDC) has determined that H1N1 is contagious and is spreading from human to human.

Sun exposure is the most preventable risk factor for skin cancer, including melanoma. You can have fun in the sun and decrease your risk of skin cancer. Here are some tips on how to safely enjoy your time in the sun.

Caffeine myth or caffeine fact? It's not always easy to know. Chances are you have some real misperceptions about caffeine. For starters, do you know the most common sources of caffeine? Well, maybe two of the sources aren't too hard to name -- coffee and tea leaves. But did you know kola nuts and cocoa beans are also included among the most common caffeine sources? And do you know how much caffeine content can vary from food to food? Turns out it's quite a lot actually, depending on the type and serving size of a food or beverage and how it's prepared.

The holidays are here and it’s usually a time of celebration but for some, it may be a time of self-evaluation, reflection on the past and even anxiety about the upcoming year. Sometimes, we feel the stress that accompanies the holidays and our eating habits may have an effect on our job performance.

Truth or myth: You need 8 hours every night? Stay up and read this tonight (you’ll thank us in the morning!)

Is bottled water better than tap? Prepare to be shocked. Bottled water - already a more than $10 billion industry - is the fastest-growing beverage category in the U.S. But is it good for you? Here's the pure truth.

Start Here. Start Now. These words are more than a call to action; they’re the keys to leading a long, healthy life. Prevention represents the greatest control we will ever have over this disease. We can all play a part in eradicating it by adopting a healthy lifestyle that includes diet, exercise and screenings.
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Benefits News

Effective immediately, employers are required to provide a reasonable space and time for nursing mothers for one year after their child’s birth. This space must be an enclosed location, other than a restroom, and protected from intrusion of the public and coworkers.

The Supreme Court ruled that the Defense of Marriage Act’s (DOMA) exclusion of same-sex unions from the federal definition of marriage “is unconstitutional as a deprivation of the equal liberty of persons that is protected by the Fifth Amendment.”

The Internal Revenue Service has issued the 2014 optional standard mileage rates used to calculate the deductible costs of operating an automobile for business, charitable, medical or moving purposes.

Effective for plan years beginning on or after Jan. 1, 2014, the Affordable Care Act prohibits group health plans and issuers from imposing pre-existing condition exclusions (PCEs)on any enrollees. Prior to 2014 plan years, the ACA prohibits PCEs for enrollees who are under 19 years of age. The ACA’s restrictions on PCEs apply to both grandfathered and non-grandfathered plans.

The Patient Protection and Affordable Care Act (PPACA) requires employers to report the aggregate cost of employersponsored group health plan coverage on their employees’ Forms W-2. The purpose of the reporting requirement is to provide information to employees regarding how much their health coverage costs.

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