PSW Benefit Resources is in the business of providing its clients with Complete Benefits Management. Using our resources we secure the best coverage for our clients and continue to investigate all avenues available to reduce costs.

Proper agent selection is critical to your company for an efficient, cost-effective, well-designed employee benefit program. Our goal is to focus on developing and implementing solutions that align your benefits strategy from design, to administration, to financial management, to communication, to employee assistance.

• Assist in the implementation of corporate goals and objectives consistent with management's philosophy.
• Provide sample survey of current and/or potentially new employee benefits to be used within your organization.
• Provide information relating to current customary employee benefits programs taken from major national and regional published materials
• Conduct customized survey of comparable employers determined by client for comparison purposes and provide analysis.
• Provide information and assessment of current trends and legislation.
• Strategic, long-term benefits planning relevant to your objectives.
• Assist in development of appropriate levels of benefits.
• Structure the design of a program for maximum cost effectiveness.
• Review in-home service desires and capacities.

• Prepare marketing specifications.
• Review bid process and time frames.
• Prepare a succinct evaluation of bid results and submit executive summary with recommendations.
• Evaluate claims and administrative services available through insurers and administrators.
• Evaluate alternative premium payment and funding methods.
• Obtain self-insurance bids from qualified carriers and administrators and prepare report describing financial comparison and services available.
• Develop financial analysis of benefit programs on a monthly and quarterly basis and at year-end, including review of rates, retention, and reserves.

• Prepare customized communication pieces for distribution to plan participants.
• Prepare customized Power Point presentation to be used for employee meetings and subsequent employee orientations.
• Conduct open enrollment meetings to provide clear and understandable information.
• Prepare monthly call tracking report summarizing employee initiated claims inquiries to PSW Benefit Resources.
• Prepare monthly experience report by plan of benefit, if available.
• Prepare Executive Summary Binders for easy reference to group numbers, plan benefits and plan contracts and provide updates as appropriate.
• Review all contracts for accuracy, content, and completeness prior to client review and signature.
• Prepare any necessary legislation and/or medical group termination announcements throughout plan year for distribution to plan participants.
• Review all employee booklets for accuracy and content, prior to distribution to plan participants.
• Bi-monthly communication with Flexible Benefit Carrier to ensure accurate uploading of information, check distribution, etc.
• Prepare government filings, including Form 5500, Summary Annual Reports, Summary Plan Descriptions, sample COBRA and HIPAA documents, and Summary of Material Modifications.
• Act as a liason between the employers, employee, service provider, and claims administrator to resolve claim concerns on a timely basis.
• Provide employee contract cards for easy reference by employees to contact PSW Benefit Resources.
• Monitor and provide timely information regarding federal and state legislation.
• Attend meetings as appropriate with client staff, management, or employees for exchange of information or resolution of issues.
• Continuously review financial results of all currently in force insurance carriers and report any changes as appropriate.
• Provide Human Resources Support in the benefits arena.